How to Buy Crypto with Credit/Debit Card (App EUR&USD)? – Help Center

Credit/Debit Cards represent a secure method of purchasing crypto, especially via Visa and Mastercard.

Here is a step-by-step guide on how to buy crypto with Credit/Debit Card:

Register or make sure you are logged into your Phemex account.
Go to the home page, click “Buy Crypto”.

NOTE: *Completion of KYC Identity Verification is mandatory for purchases via Credit/Debit Card.

1. Here you can choose to buy crypto with different fiat currencies. Enter the fiat amount you want to spend and the system will automatically display the amount of crypto you can receive.

Notes:

Only USDT purchase is supported.
Your Card name must be consistent with your KYC Identity name on Phemex.
There is a transaction limit for Credit/Debit Card Payment. Min. amount per transaction is $100, Max. amount per transaction is $5,000、and Daily Cumulative transaction amount < $10,000.
Transaction fees：EEA Countries 0.08%, non-EEA Countries 2.8%

2.Select payment channel, choose [Credit/Debit Card] and tap on “Continue”. If you have not yet bound a card, then for security purposes you’ll need to make a 1 USDT purchase to first bind a card. Click “Confirm”.

3. Enter your credit/debit card details. Please note that you can only pay with credit/debit cards that are under your name. This means the cardholder name must be consistent with your KYC Identity Verification name on Phemex. Click “Pay”.

Note: You may be prompted to enter a 3D Secure code to verify the payment.

4. After payment is completed, 1 USDT will have been deposited to your spot wallet and the card binding will be successful.

5. After you successfully bind a card, you can buy crypto with it. Go back to the Buy Crypto home page, enter the amount you want to spend or receive. Click “Buy”.

6. You can choose to use the card you have just bound or bind a new card, then tap on “Continue” to confirm order information, and click “Confirm” .

7. Enter your credit card details (only CVV/CVC) and complete the payment. The crypto amount will be deposited to your spot wallet. Click on “View Assets” to check your balance.